Case Examples
Type of Claim: Residential – Wind/Water
Location : Indialantic, Florida
A client contacted us due to dispute with his Insurance Company on a tile roof. The insurance company wanted to repair and the insured felt a new roof was required and he was owed $53,000.00. Neither the Insurance Company’s adjuster nor the insured had addressed all the damages suffered. We resolved the claim for $324,000.00 gaining recovery for the replacement roof and the interior damages suffered. A 511% increase.
Type of Claim: Residential – Fire/Smoke
Location : Celebration, Florida
The insured contacted us as a result of the Insurance Company’s demand to use their “Preferred Contractor” to make repairs for a fire suffered. This “Preferred Contractor” cited that the electrical wires could not be repaired (spliced) and new wiring had to be installed. Although our investigation found the repairs started to be in disregard of the Preferred Contractor’s own estimate as he had already installed a junction box by splicing the existing wiring in violation of code. We had the local building department investigate and they found the repairs improper and failing to meet code. The Insurance Company’s Preferred Contractors provided an estimate for $11,215.49 although, since our involvement the Insurance Company had offered $249,852.03 toward the repairs and there is another $50,000.00 in dwelling damage we are seeking. A 2,127% increase has been paid.
Some of Our Past Claim Examples
Note: These are average cases. NOT EXCEPTIONS!
Denials Don’t Scare Us!!!
Type of Claim: Church – Wind/Water
Location : Pensacola, Florida
The church suffered water damages to the parsonage and Sunday school building. The Insurance Company denied the claim in its entirety. Recovery was $85,000.00 for the covered damages.
Type of Claim: Business (Restaurant/Convenience Store) – Fire/Smoke
Location : Orlando, Florida
Insurance Company denied claim in its entirety. We documented damage and under appraisal clause of the policy recovered $125,000.00 for the insured.
Typically our collections are 100’s % higher than the Insurance Company’s original estimate. Call us today for a FREE consultation. If we inspect your loss and if our investigation finds the Insurers offer fair, you at least have the peace of mind of having a free professional second opinion.
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Disclaimer: Insurance Assurance Inc. has prepared this website for informational purposes only. It shall not constitute legal advice and should not be construed as such. The information on the website is provided only as a general information that may or may not reflect the most current developments. Your specific needs are unique, and will depend on facts and circumstances that may not be addressed in this website.